Deposit Loan Composition

NASDAQ: CVLY
$ 22.16$ -0.08 0.36 %
Financial Highlights
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
2015 FY
12/31/2015
Loan Composition (%)
Total Gross Loans($000) 1,516,938 1,489,807 1,401,479 1,272,319 1,123,775
Gross Loans HFI Growth NA 6.14 10.15 13.14 22.08
1-4 Family Loans/ Loans NA 14.79 14.43 14.36 14.08
Multifamily Loans/ Loans NA 4.64 4.41 4.28 4.48
Commercial Real Estate Loans/ Loans NA 38.22 41.02 43.16 43.15
Commercial & Multifamily Real Estate Loans/ Loans NA 42.86 45.43 47.44 47.63
Real Estate Loans/ Loans NA 57.65 59.86 61.80 61.71
Construction & Development Loans/ Loans NA 11.93 10.56 11.95 12.52
Home Equity Loans/ Loans NA 8 8.49 9.20 9.62
Credit Card Loans/ Loans NA 0 0 0 0
Vehicle Loans/ Loans NA 0.04 0.04 0.03 0.04
Other Consumer Loans/ Loans NA 0.59 0.62 0.71 0.72
Consumer Loans/ Loans NA 8.63 9.15 9.93 10.38
Commercial Loans/ Loans NA 19.17 17.63 13.80 12.32
Foreign Loans/ Loans NA 0 0 0 0
Other Loans/ Loans NA 2.61 2.80 2.52 3.08
Unearned Income and Other Adjustments/ Loans NA NA NA NA NA
Deposit Composition (%)
Total Deposits($000) 1,590,564 1,495,280 1,384,507 1,264,177 1,094,149
Deposit Growth 6.37 8 9.52 15.54 14.57
Transaction Acct Deps/Tot Deps NA 27.40 29.24 26.34 24.30
Savings Acct Deps/Tot Deposits NA 5.71 6.23 6.22 6.37
Money Mkt Deps/Tot Deposits NA 35.81 32.32 33.69 32.99
MMDA & Savings/Total Deposits NA 41.52 38.55 39.90 39.36
Retail Time Deps/Tot Deposits NA 18.18 18.81 19.20 21.79
Jumbo Time Deposits/ Deposits NA 12.91 13.40 14.55 14.55
Tot Time Deposits/Tot Deposits NA 31.08 32.22 33.75 36.34
Foreign Deposits/Total Deposits 0 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0 0
Non-CDs/Total Deposits NA 68.92 67.78 66.25 63.66
Core Deposits/Total Deposits NA 87.09 86.60 85.45 85.45
Noninterest-bearing Deposits/ Deposits NA 16.90 17.83 16.03 14.90
Interest-bearing Deposits/ Deposits NA 83.10 82.17 83.97 85.10
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