Deposit Loan Composition

NASDAQ: CVLY
$ 21.94$ -0.46 2.05 %
Financial Highlights
2019 FQ3 YTD
9/30/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
2015 FY
12/31/2015
Loan Composition (%)
Total Gross Loans($000) 1,500,391 1,489,807 1,401,479 1,272,319 1,123,775
Gross Loans HFI Growth 0.45 6.14 10.15 13.14 22.08
1-4 Family Loans/ Loans 15.95 14.79 14.43 14.36 14.08
Multifamily Loans/ Loans 4.51 4.64 4.41 4.28 4.48
Commercial Real Estate Loans/ Loans 41.30 38.22 41.02 43.16 43.15
Commercial & Multifamily Real Estate Loans/ Loans 45.81 42.86 45.43 47.44 47.63
Real Estate Loans/ Loans 61.76 57.65 59.86 61.80 61.71
Construction & Development Loans/ Loans 10.82 11.93 10.56 11.95 12.52
Home Equity Loans/ Loans 7.34 8 8.49 9.20 9.62
Credit Card Loans/ Loans 0 0 0 0 0
Vehicle Loans/ Loans 0.05 0.04 0.04 0.03 0.04
Other Consumer Loans/ Loans 0.69 0.59 0.62 0.71 0.72
Consumer Loans/ Loans 8.08 8.63 9.15 9.93 10.38
Commercial Loans/ Loans 17.91 19.17 17.63 13.80 12.32
Foreign Loans/ Loans 0 0 0 0 0
Other Loans/ Loans 1.43 2.61 2.80 2.52 3.08
Unearned Income and Other Adjustments/ Loans NA NA NA NA NA
Deposit Composition (%)
Total Deposits($000) 1,560,024 1,495,280 1,384,507 1,264,177 1,094,149
Deposit Growth 5.77 8 9.52 15.54 14.57
Transaction Acct Deps/Tot Deps 27.88 27.40 29.24 26.34 24.30
Savings Acct Deps/Tot Deposits 5.34 5.71 6.23 6.22 6.37
Money Mkt Deps/Tot Deposits 32.23 35.81 32.32 33.69 32.99
MMDA & Savings/Total Deposits 37.57 41.52 38.55 39.90 39.36
Retail Time Deps/Tot Deposits 19.28 18.18 18.81 19.20 21.79
Jumbo Time Deposits/ Deposits 15.27 12.91 13.40 14.55 14.55
Tot Time Deposits/Tot Deposits 34.55 31.08 32.22 33.75 36.34
Foreign Deposits/Total Deposits 0 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0 0
Non-CDs/Total Deposits 65.45 68.92 67.78 66.25 63.66
Core Deposits/Total Deposits 84.73 87.09 86.60 85.45 85.45
Noninterest-bearing Deposits/ Deposits 17.21 16.90 17.83 16.03 14.90
Interest-bearing Deposits/ Deposits 82.79 83.10 82.17 83.97 85.10
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.