Deposit Loan Composition

NASDAQ: CVLY
$ 31.17$ -0.19 0.61 %
Financial Highlights
12/31/2016
3/31/2017
12/31/2017
3/31/2018
Loan Composition (%)
Total Gross Loans($000) 1,272,319 1,320,040 1,401,479 1,425,414
Gross Loans HFI Growth 13.14 15.06 10.15 6.86
1-4 Family Loans/ Loans 14.36 14.31 14.43 14.61
Multifamily Loans/ Loans 4.28 4.80 4.41 4.86
Commercial Real Estate Loans/ Loans 43.16 41.32 41.02 42.04
Commercial & Multifamily Real Estate Loans/ Loans 47.44 46.12 45.43 46.90
Real Estate Loans/ Loans 61.80 60.43 59.86 61.51
Construction & Development Loans/ Loans 11.95 12.82 10.56 9.24
Home Equity Loans/ Loans 9.20 8.91 8.49 8.37
Credit Card Loans/ Loans 0 0 0 0
Vehicle Loans/ Loans 0.03 0.03 0.04 0.03
Other Consumer Loans/ Loans 0.71 0.66 0.62 0.58
Consumer Loans/ Loans 9.93 9.60 9.15 8.97
Commercial Loans/ Loans 13.80 14.48 17.63 17.43
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans 2.52 2.67 2.80 2.84
Unearned Income and Other Adjustments/ Loans NA NA NA NA
Deposit Composition (%)
Total Deposits($000) 1,264,177 1,301,208 1,384,507 1,402,553
Deposit Growth 15.54 11.72 9.52 5.21
Transaction Acct Deps/Tot Deps 26.34 27.97 29.24 28.80
Savings Acct Deps/Tot Deposits 6.22 6.64 6.23 6.41
Money Mkt Deps/Tot Deposits 33.69 32.97 32.32 33.11
MMDA & Savings/Total Deposits 39.90 39.61 38.55 39.52
Retail Time Deps/Tot Deposits 19.20 18.59 18.81 18.58
Jumbo Time Deposits/ Deposits 14.55 13.83 13.40 13.09
Tot Time Deposits/Tot Deposits 33.75 32.42 32.22 31.68
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 66.25 67.58 67.78 68.32
Core Deposits/Total Deposits 85.45 86.17 86.60 86.91
Noninterest-bearing Deposits/ Deposits 16.03 16.39 17.83 17.19
Interest-bearing Deposits/ Deposits 83.97 83.61 82.17 82.81
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.